TechTidBit - Tips and advice for small business computing - Tech Experts™ - Monroe Michigan

Brought to you by Tech Experts™

Vulnerability

Important Aspects of Cybersecurity

Evan Schendel is a help desk specialist for Tech Experts.

In this age where dangers lie around every digital corner on your computer, what could possibly keep everyone safe and secure?

Cybersecurity experts are the first line of defense and are quite good at holding that line. These experts protect many fields ranging from hardware and software to sensitive data and financial information, even users themselves.

Hardware and Software

The maliciousness of viruses can cripple whole systems and a countless number of links or applications can deliver dangerous viruses or malware. These viruses and dangers evolve every day.

Hardware can be manipulated by vulnerabilities and exploitations as well. Without intention of frightening you, each part of your computer could be of interest to the right person, as the recent Meltdown and Spectre issues have shown. It isn’t simply your operating system or data that can be affected.

This constant cycle of attacker-and-defender leaves thousands of unfilled jobs for cybersecurity and the protection of devices. If these jobs were not filled or properly trained, computer systems across the world would fall prey to hackers. However, your device itself is not the only thing that can be harmed.

Sensitive Data and Users

When unauthorized hands gain access to personal information, it can lead to disaster. A person’s financial and personal data is important and the people who protect that data are far fewer than those seeking it out.

Anti-virus programs are made by people who know viruses well, often those who had created viruses or malware prior to their more noble ventures.

These should always stay updated and definitions for these pieces of software tend to be updated with frightening frequency. Staying up-to-date on malicious software and code is the only real method of stopping it, after all.

Systems administrators also have the need for people who can spot discrepancies or potentially malicious actions in their networks and keep standards up to snuff. Passwords and safety precautions must be set to a standard that is important to follow and uphold.

Information over the phone can also be an issue, as many users have trouble distinguishing a scammer from a legitimate caller. This is where education and prevention come in.

Educating people about how potential scammers may work is one of the most important aspects in preventing unsuspecting folks from giving their credit card information away, or worse.

Preventing these scammers from calling thousands of people a day is also of utmost importance, but requires experts and trained technicians (even the government, in some cases) to crack down on these cyber criminals.

Lastly, the most vulnerable aspect of a computer’s security is, unfortunately, the user. Tricky emails and legitimate-looking sites can be incredibly tough to distinguish from the original product. Most wouldn’t even suspect such an uncanny replication.

This is where user error molds with a criminal’s savvy nature. If this sounds unrealistic to fall for, then it’s even better, but more times than not, someone will fall for it – even the experts can be fooled by sophisticated trickery or maybe a simple lack of awareness. Luckily, if this is the first issue, the other sections can come into play and protect your systems and yourself from being subject to data loss or cyber-thievery.

Cyber Security: How Safe Are You?

Jason Cooley is Support Services Manager for Tech Experts.
In 2017, Equifax, one of the largest credit bureaus in the US, suffered a data breach that exposed the names, Social Security numbers, date of birth, and some driver’s license numbers for 143 million people. An additional 209,000 people also had their credit card information exposed.

The attack was discovered on July 29th, but according to Equifax, the breach began sometime in May.

Let that sink in. One of the companies that rates credit scores and stores tons of financial information, had their data stolen for months.

Some would think that the larger the company (especially with sensitive data), the better the security. That isn’t always how it works out.

eBay, the online giant, is not immune. In 2014, 145 million user accounts were compromised.

The list goes on, and it contains some pretty big names. Target (2013), JP Morgan Chase (2014), The Home Depot, VeriSign, and even Sony’s Playstation Network (2011) have all suffered at the hands of hackers.

Don’t panic just yet, though. There are many things to consider when it comes to data security. From businesses to your personal data at home, we all obviously want to keep our private information private. While there is no foolproof way to keep yourself safe, there are some things that you should know.

 This isn’t a movie.

The Hollywood portrayal of hackers is over-the-top for many reasons. Having one person just sitting around and deciding, “Well, I think I will hack the government or this bank,” isn’t a realistic vision of reality. Most of these data breaches come due to an unknown security vulnerability. Then groups of people will try to exploit this vulnerability.

There are different needs for everyone.

While cyber security can affect everyone, you shouldn’t be overly afraid as an everyday consumer. Most well-known websites are secure and checking out with personal information is often doubled down with extra security.

Still, if you are uncomfortable, use a wallet site, such as Paypal. More and more websites offer these types of payment options, putting down yet another layer of safety to keep your financial information safe.

What about my business?

 That greatly depends on what kind of business you have. If you have a convenience store, there’s a pretty good chance your credit card processing is the only issue with data you’d ever have. Since this is typically handled by a vendor, you don’t have nearly as much to worry about.

Now, if your company stores any sensitive data (especially the personal information of others), you are going to need to step up the security.

How much do you have to lose?

 This isn’t a trick question. Really, how much do you have to lose? Financial information? Client information? As bad as it is to have your data compromised, if you run a business that deals with any sensitive customer or client information, you should not only be careful, but you should be protected.

A managed service provider, like Tech Experts, can help maintain your network and data security. This may include firewalls, blocking specific websites, and running routine checks of the security. Sensitive data, like data that can be used in identity theft, should be protected proactively. You can’t save it once it’s been taken.

Yahoo! And The Hack Heard ‘Round The World

Evan Schendel is a help desk specialist for Tech Experts.
In the age of Russian super-hackers and nationwide credit reporting agencies with pitiful security, what could be safe? One thing is for sure – not Yahoo!.

In September of 2016, Yahoo! released the news that 500 million accounts were hacked in the latter half of 2014. That news severely impacted Verizon’s business deal to buy them out, but they only lowered the price by $350 million USD to a total of $4.48 billion USD.

Three months after this business deal was done and the prior hack had been announced, Yahoo! let the nation know that approximately 1 billion accounts had been hacked in 2013. Verizon was not pleased, to say the least.

Just recently, Yahoo! released even more grave information.

In the earlier part of October, Yahoo! bumped the number of affected accounts up to 3 billion. This estimate encompasses every single Yahoo! account, including its subsidiaries like Tumblr and Flickr. That is a lot of data – and if you had any accounts (even unused) linked to these websites dating back to 2014, you could have even had the information sold.

The cybersecurity firm InfoArmor has reported some of this information has been sold on the dark web, a small part of the web not indexed by search engines.

The group selling this information has sold the data to three sources, two of which are known spammers. All paid upwards of $300,000 USD.

With this information, reused passwords from past accounts can be the largest risk, as many people recycle the same password(s) for all of their various online accounts. While no financial information was stolen, security questions, dates of birth, and backup emails were taken.

All of this can be used for not only breaking into the Yahoo! account in question, but also any other accounts with similar information.

A good course of action from here on would be to, as you should, never reuse passwords, and change any existing passwords you feel might be in danger. Ensure that no shady happenings have occurred with any accounts, up to and including bank accounts.

The information sold was reportedly utilized to spy on a range of US White House and military officials, alongside Russian business executives and government officials.

With this information kept in mind, a document was released stating that four men were indicted, two of whom were Russian intelligence officers working for the Russian Federal Security Service. Which is, ironically enough, an agency dedicated to aiding foreign intelligence agencies track cybercriminals.

To finalize, remember to keep safety measures on all your accounts and protect yourself from email fraud or spam to the best of your ability. Only sign up for accounts on legitimate websites and, when you do create an account, use a unique password for that site. For sites with sensitive information, elect to use two-factor authentication when possible.

That way, when a company’s security is pushed back in lieu of other things, you can serve as a second defense for yourself.

Is Your Network Due For A Security Audit?

Thomas Fox is president of Tech Experts, southeast Michigan’s leading small business computer support company.

Businesses always face security risks from a variety of different sources.

Performing a security audit can help you to identify where you have exposures, develop a better understanding of the security policies and controls you have in place, and catalog your IT assets.

This article presents a quick and simple guide to performing a robust security audit that will help safeguard your organization against risks.

Define the physical scope of the audit
The first major task involves determining exactly what you will audit.

For example, you may wish to focus on business processes, such as financial reporting, or asset groups, such as a specific branch office. [Read more…] about Is Your Network Due For A Security Audit?

Anti-Virus: It’s Worth Protecting Yourself

Ron Cochran is a senior help desk technician for Tech Experts.

You can have any machine — from the latest and greatest, to the old dinosaur in the corner — but if you don’t have virus protection, your latest and greatest machine might soon run like that dinosaur in the corner.

All of your sensitive images, documents, billing information, and passwords are subject to infection. No matter how careful you are, there is always something that slips through the cracks.

Often, users say, “I have such and such subscription,” or “I don’t click on anything I don’t know,” but the people spending countless hours causing havoc on computer users will always find new and sneaky ways to infect computers.

Viruses can be attached to images or links on websites. They can also be renamed to look like something that you should install. Once inside your computer, they are hard to track down even by a seasoned computer technician.

Viruses very rarely remove anything from your computer. Instead, they have a tendency to add things that can record your activities on your computer. A person could install a silent program that will start recording your keystrokes triggered by keywords; it can also take a screenshot or record email addresses and passwords. Most of the time, they don’t need to even gain access back to your computer to report the data.

They can have an email sent from your computer and Internet connection without you knowing it. That email, secretly sent from you to them, would contain your information (keystrokes, clicks, etc.).

By now, you have heard of the “crypto virus” and all of its variants. There are many solutions out there, but select few offer “zero-hour” infection reversal, however it’s something that businesses can especially benefit from. Let’s say you accidentally encrypt your machine; it would then be inaccessible until you pay the ransom to unlock your files.

Protection that offers infection reversal can revert your system back to its state right before you were infected and it would be like you never infected by the virus at all. This feature is part of Webroot Secure Anywhere, which is something we can provide.

Viruses not only help people steal your data, but they can also delete or corrupt files, degrade system performance, and make your computer run slower.

Viruses can also prevent programs from working and they can use your email to send out copies of itself to your contacts and other users. Sometimes, they can disable your computer from starting up by corrupting your BIOS firmware.

A couple of the main things that you’ll notice once you’re infected is that your system could run slower and you’ll receive all kinds of fake pop-ups, ads, warnings from “Microsoft,” etc. These type of files are referred to as “scareware” and the makers feed on the fear that you might lose your data, so you’ll pay them to “unlock” your system or “remove” the virus.

Again, we go back to protection. If you had virus protection, then it’s likely that would stop it before it even established itself inside your computer.

There are a few things you should do, if you haven’t already: get some sort of whole computer protection (such as Webroot), have restore points saved on your operating system, have a backup of your operating system install saved on some sort of external media, and save your documents, pictures, and videos to an external source.

When you find yourself in a predicament where you have to wipe an entire computer to remove an infection, you’ll be glad you took the time to prepare for the worst.

2017 Will See Worst Cyber Attacks To Date

jared-stemeye
Jared Stemeye is a Help Desk Technician at Tech Experts.

At least, according to cybersecurity experts.

There were around 500 million people with personal information leaked and over $2 billion stolen or lost in damages between 2015 and 2016 alone – and, chances are, you heard of at least one of the many high-profile data breaches during this time. Experian, Target and Yahoo all experienced massive data breaches within the past two years.

Beyond the private sector, government agencies such as the Office of Personnel Management (the bureau in charge of background checks on all government employees) were hit with cyberattacks, causing data leaks of over 22 million individuals who had undergone federal screening.

These numbers are quite alarming as top cybersecurity firms and analysts agree 2017 will see even more data breaches through the creation of ever-evolving and sophisticated malware.

Size Doesn’t Matter
In the cyber world, there are few things being bought and sold faster than data. Personal records, financial information, and even intellectual property are being distributed and exchanged for money or other data – and business is booming.

Organizations of all sizes were not fully aware of how this deeply embedded malware could potentially be infecting their systems without their knowledge until just recently.

The prevalence of zero-day attacks was not fully understood either. This has allowed attackers to prepare and disseminate virtually undetectable software to perform data dragnets across many networks, big and small.

It would be naïve to assume that all the data breaches occurring are currently exposed and being corrected. This is even truer for smaller, community-driven businesses that may have little to no persistent network security monitoring.

The Cost
Per the non-profit online security analysts Online Trust Alliance (OTA), approximately 82,000 cybersecurity incidents impacting more than 225 organizations worldwide were reported in 2016.

“As the majority of incidents are never reported to executives, law enforcement or regulators, the actual number of incidents causing harm combining all vectors including DDoS attacks could exceed 250,000,” OTA said.

Given this, it is well known by those affected that data breaches are expensive – and the longer the breach takes to discover, the more these costs can compound.

“If a breach took a long time to be found, then something about the existing infrastructure made it hard to discover the weakness sooner. That calls for rearchitecting the infrastructure, typically an expensive and time-consuming project. But that imperative is not always heeded,” says OTA. However, the cost of notifying victims and hiring security consultants to investigate, identify, and fix the problem can cost a company a lot more.

This is only the beginning as the costs of such an attack continue to rise when downtime, lost productivity, and the resulting lost revenue are considered.

Today’s Need For Cyber Defense
The scale of small business networks is becoming more complex as even basic technologies evolve.

Cloud deployment, fluid transfer of data across multiple devices, and the incorporation of all things Internet have made it increasingly difficult for your everyday office worker to navigate and detect threats.

For the attackers, though, nothing has changed. Malware will keep infecting these new systems and attackers will keep hunting for data to steal. “Cyber-attacks and cyber-defense is not a battle of attrition, it’s an arms race,” Ray Rothrock, CEO of Red Seal Security Analytics, says.

It is important to always be ahead in this race and, for businesses, it is becoming increasingly evident that having a full-time cybersecurity team at the ready is necessary for a fluent and successful operation.

Virtual Private Networks: What, Who And Why

jared-stemeye
Jared Stemeye is a Help Desk Technician at Tech Experts.
In our modern world, it is tough to come by anyone born within the last two generations who doesn’t use a smart phone, tablet, or other personal computing device daily.

With the ongoing tech revolution comes continuous news of hacked users, mass data collection, and online tracking reported by mainstream news outlets.

This is the reason Virtual Private Networks (VPNs) are becoming a necessity as computer users conduct more and more of their day-to-day lives online.

What Is A Virtual Private Network?
A VPN is a group of computers or networks linked together over an Internet connection. All the information sent or received over the Internet is automatically encrypted when connected to a VPN.

Typically, VPN services offer the highest forms of encryption to protect said data, providing peace of mind for anyone conducting personal or business-related tasks where sensitive information may be present.

As the technology has evolved, VPN applications have become very easy to install and operate. Many of the popular personal-use VPN software developers have made it as simple as installing the app and turning the VPN service on.

Premium VPN services even allow users to choose to mask their IP address, making it appear as though you are accessing the Internet from an entirely different country, which can be quite useful if you do not like your web activity tracked by ad-targeting websites like Facebook or YouTube or your Internet Service Provider.

Who Most Commonly Uses VPNs?
Many different individuals and organizations use VPNs for varying reasons, but the need for a strong layer of security is the fundamental purpose for everyone.

From a business standpoint, VPNs can be easily set up and maintained so that employees can securely access company resources and tools from anywhere on any network or Internet connection without the fear of having sensitive information intercepted.

Further, this encompasses all aspects of a business’ need for security of payroll information, employee and customer information, scheduling, and any other confidential company documentation.

The population of personal VPN users has expanded dramatically in the past year. VPNs are the perfect solution for frequent travelers and those who value their privacy, which has become increasingly difficult to maintain.

Why Should You Use a VPN?
Most of us consider ourselves law-abiding “digizens,” using networks for entertainment, communication and knowledge – but other net users may not be so nice or trustworthy.

A VPN can protect you by concealing your web activities from those with prying eyes under layers of encryption that makes all of your web traffic nearly impossible to intercept or track.

This is especially relevant if you are a frequent user of public Wi-Fi networks, such as your favorite lunch spot or coffee shop. The act of accessing vital information on your devices through a public network is easier than most realize.

Given this, I highly recommend the use of a VPN for your daily Internet use, whether it is personal or professional.

Joining the privatized world of VPNs is an easy and extremely beneficial process.

VPN providers are generally friendly and typically on hand to help should a problem arise.

If you are just getting started with VPNs, consider acquainting yourself more in-depth through a Google search of the top VPN applications and their different features.

How To Avoid Infections On Your Company’s Network

Luke Gruden is a help desk technician for Tech Experts.

Computers are just like people – they too can catch a virus and become infected. Your computer can potentially be infected from anything it connects or interacts with, so it’s important to watch what disk or USB device you insert into your computer or websites you go to.

What is a computer infection?
A computer infection is referring to malicious software that can harm your computer or even steal your information. There’s more than one variation of it. There is spyware that watches what you type and do on your computer to gather and steal information.

There is adware which will change your settings and hijack certain parts of your computer to promote its own products.

There is cryptoware which will lock your whole computer and make it unusable.
There are also many other types of infections or malware that your computer can come across.

Is my computer infected?
If your computer has been running slower recently and you are seeing strange pop-ups or odd programs, you are very possibly infected. At Tech Experts, we monitor many different computers, keeping track of any odd processes and programs that are installed. We also have managed anti-virus that further helps us identify when our client’s computers could be infected.

How can I clean an infected computer?
There are many tools and resources that can be used to clean an infected computer and no single tool is absolutely perfect. Usually when cleaning an infection, we run at least three to four different (reputable) programs, depending on what type of infection it is.

If it is a very deep infection, we could end up running seven or more different programs to clean out the infection. It is important to know which tools to use and how to use them, however.

Certain programs can cause damage to the computers’ registry if you don’t know exactly what you’re looking for.

How do you prevent an infection?
Understanding your computer habits are one of the biggest ways to prevent infections. If you find yourself web surfing to questionable sites or to sites you’ve never been to before, this is one of the biggest ways to catch an infection.

Downloaded programs you don’t remember installing are one of the biggest red flags of an infection. Opening up emails and attachments that you don’t know where they came from is a good way to become infected. Know the sites you visit are safe and be attentive to what emails and downloads you view.

Having a good anti-virus is very important for a clean computer protected from those threats that you cannot see normally. At Tech Experts, we provide AV for ourselves and clients that prevent most infections. No AV is 100% able to stop all infections. With hackers making new threats every day, there is no method to make sure all possible vulnerabilities are blocked.

However, having good software and good habits will prevent the great majority of infections of hopping onto your computer.

To Firewall, Or Not To Firewall, That Is The Question

When operating a small business, there are many things to consider regarding your communication. Whether it’s within the office or to the outside world, efficient and secure communication is a key component to running a business effectively.

There’s also the issue of transferring data, which can be considered the biggest aspect concerning the communication needs of your business. Internet and network security is a big topic these days, with all the changes inherent with technology, and all the vulnerabilities popping up all over the place.

Just last year, it was figured that roughly a million new viruses, spyware, and other malware created each day. Yes, a MILLION PER DAY. After that sinks in, consider this: it only takes roughly 82 seconds for sensitive data to be hacked, duplicated, and dispersed to the world at large.

Last year, 5 out of 6 companies were targeted by some piece of malicious software. Most of the new threats are things like digital extortion, sophisticated breaching attacks, and social media hacks.

A firewall is a good way to protect yourself and your company against an attack. A firewall is either a physical box or a piece of software that provides protection. They update on a regular basis to combat against the biggest and baddest hacker software out there. Even if they can’t update quite fast enough, it’s much better than just leaving your network unprotected.

The first, and simplest method, is to make use of the firewall that comes with your operating system. This is typically the built-in Windows Firewall.

This firewall is commonly used and is usually a good idea for a very small company. It’s perfect for an organization with low traffic and not much sensitive data (such as credit card data, social security numbers, addresses, and other personal data).

A physical firewall is a better choice for bigger, more established business with a need for robust and reliable security. Don’t get me wrong; even if you have a smaller business with little data transfer and communication, a physical firewall is always a good way to go. But you should really use a cost-benefit analysis to determine whether it’s really worth going through the extra steps and money it would take to implement a solution like this.

Physical firewalls can be looked at like something that separates the outside world from your internal network.

They are robust, they provide an added layer of security, and you get what you pay for. It is always recommended that you use a physical firewall.

The downside of this, however, is two-fold. First, and most obvious, you have to splurge a little to get a decent solution. Secondly, someone has to know how to install, configure, and maintain it. This is where Tech Experts comes in.

Once it’s all said and done, if your security measures are in place, you can rest assured that your days will be less stressful. You’ll be able to sleep at night knowing your data and other forms of communication are protected from the outside world.

Five Tips For Staying Ahead Of Malware

Thomas Fox is president of Tech Experts, southeast Michigan’s leading small business computer support company.

Malicious software has become an everyday issue for many computer users, and it can have serious implications for your finances. To keep your information, data, and finances safe, you need to be aware of the common threats to your online security that exist and how you can protect yourself against fraudulent activity.

According to research from Kaspersky Security, malicious software, which is also commonly referred to as malware, impacted as many as 34.2% of computer users in 2015. But what is malware and how does it work?

Malware is somewhat different than computer viruses because instead of completely stopping your computer from operating, it sits quietly in your system stealing important and sensitive information.

It is estimated that over 1 million new forms of malware are released on a daily basis in the form of spyware, Trojan horses, phishing links, and ransomware. [Read more…] about Five Tips For Staying Ahead Of Malware